My wife and I get these phone calls all the time, you probably do too. Telemarketers of course, including someone claiming this is my last chance to pay off our student loans (we don't have any student loans), and the calls claiming to be from the IRS, threatening "extreme measures" if we don't take care of the debt immediately. If you've been getting them too, don't fall for it! No matter how legit it may seem, it's not.

First and most importantly, the IRS will NOT call you. If you owe the IRS money, you would get a letter. They do not harass you or demand immediate payment. And, they never ask for payment with a prepaid card.

If you receive one of these fraudulent phone call, you should

To report offer that sounds like an illegal scheme or fraud, contact the Better Business Bureau here.